Verify Bank Account

API reference

curl -X POST "https://__mock__/verification/v1/banking/verifyaccount/pennydrop" \  -H "Content-Type: application/json" \  -d '{    "account": "string",    "name": "string",    "phone": "string",    "ifsc": "string"  }'

{
  "status": "string",
  "message": "string",
  "account_details": {}
}

{
  "detail": {},
  "message": "string"
}

{
  "detail": {},
  "message": "string"
}

Overview

Call POST /verification/v1/banking/verifyaccount/pennydrop from your backend with Authorization: Bearer <token> and JSON account, name, phone, and ifsc (all required in OpenAPI). On 200 OK, read status, message, and account_details for the verification outcome.

Key features

• Name + account match: Sends holder name alongside account and IFSC.
• Funds-rail safety: Run before enabling payouts or mandates.

Implementation

Step 1: Call from your backend

POST /verification/v1/banking/verifyaccount/pennydrop HTTP/1.1
Host: <verification-api-base-url>
Authorization: Bearer <token>
Content-Type: application/json

{
  "account": "1234567890",
  "name": "ACCOUNT HOLDER NAME",
  "phone": "9876543210",
  "ifsc": "HDFC0000001"
}

Error handling

Security notes

• Never send this payload from an untrusted browser; keep Bearer on server.

Benefits

• Confirms account is reachable and matches holder name before money movement.

Next steps

• Banking IFSC
• Verification API index